2026 Homeownership Program application process is now open.

We believe homeownership can be a foundation for stability and opportunity for generations to come. Through our Homeownership Program, we partner with families to build safe, affordable homes and develop the skills needed for long-term success as homeowners.

Becoming a homeowner takes commitment and hard work, but with the support of volunteers, donors, and our team, we can build a stronger future together.

Applications will be accepted from January 1st -January 31st

How to apply:

  • Review the information below to see if you qualify and to learn more about our Homeownership Program.
  • Request your application by calling or emailing us, picking one up at our administrative office, or printing the application provided below.
  • Submit your completed application by mail, email, or by dropping it off in person. Please note that a required application fee must be included with your submission.
family inner home holding a dog

Do you qualify?

Consider these questions.

This questionnaire helps you see if you might qualify for our Homeownership Program. Please note, this is not the actual program application. Our Homeownership Program opens once a year in January, so use this to prepare and see if you meet the basic requirements before applying. 

Home Ownership Program Eligibility Quiz

Home Ownership Program Eligibility Quiz


You may qualify!
Sorry, you don't qualify.
You may qualify!
Sorry, you don't qualify.
You may qualify!
Sorry, you don't qualify.
You may qualify!
Sorry, you don't qualify.
You may qualify!
Sorry, you don't qualify.
You may qualify!
Sorry, you don't qualify.
You may qualify!
Sorry, you don't qualify.
Great News!

Based on your answers, you may qualify for our Homeownership Program. Stay tuned for the official application period, which opens once a year in January. If you have any questions or need more information in the meantime, feel free to call us—we’re here to help!

Thank you for your interest.

Based on the information you provided, it appears you do not qualify for our Homeownership Program at this time. If you have any questions or would like more information, please call us at 269-344-2443 or visit our Contact Us page. We’re happy to assist you.

01

Do you have a need for a home?

At least one of the following conditions must be true of your current housing and situation:

  • Unable to qualify for a mortgage through conventional financing.
  • Inadequate conditions – unsafe, unhealthy, inadaptable for disabled persons, overcrowded, etc.
  • Unstable or transitional situation – staying with family/friends, etc.
  • Cost-burdened – rent is more than 30% of monthly income.

At least one of the following conditions must be true of your current housing and situation:

  • Unable to qualify for a mortgage through conventional financing.
  • Inadequate conditions – unsafe, unhealthy, inadaptable for disabled persons, overcrowded, etc.
  • Unstable or transitional situation – staying with family/friends, etc.
  • Cost-burdened – rent is more than 30% of monthly income.

At least one of the following conditions must be true of your current housing and situation:

  • Unable to qualify for a mortgage through conventional financing.
  • Inadequate conditions – unsafe, unhealthy, inadaptable for disabled persons, overcrowded, etc.
  • Unstable or transitional situation – staying with family/friends, etc.
  • Cost-burdened – rent is more than 30% of monthly income.

At least one of the following conditions must be true of your current housing and situation:

  • Unable to qualify for a mortgage through conventional financing.
  • Inadequate conditions – unsafe, unhealthy, inadaptable for disabled persons, overcrowded, etc.
  • Unstable or transitional situation – staying with family/friends, etc.
  • Cost-burdened – rent is more than 30% of monthly income.

At least one of the following conditions must be true of your current housing and situation:

  • Unable to qualify for a mortgage through conventional financing.
  • Inadequate conditions – unsafe, unhealthy, inadaptable for disabled persons, overcrowded, etc.
  • Unstable or transitional situation – staying with family/friends, etc.
  • Cost-burdened – rent is more than 30% of monthly income.

Eligibility income levels

Critical Home Repair Program (Allegan County)
Total Annual Gross Income of Whole Household

1 household member: $19,260-38,520

1 household member: $19,260-38,520

1 household member: $19,260-38,520

1 household member: $19,260-38,520

1 household member: $19,260-38,520

1 household member: $19,260-38,520

Critical Home Repair Program (Allegan County)
Total Annual Gross Income of Whole Household

1 household member: $19,260-38,520

1 household member: $19,260-38,520

1 household member: $19,260-38,520

1 household member: $19,260-38,520

1 household member: $19,260-38,520

1 household member: $19,260-38,520

Any additional questions?

Please don’t hesitate to reach out with any additional questions. Call, email, or stop by our office. We are happy to help!

Building Homes, Strengthening Communities
Thanks to Our Community Partners!