Qualifications for partnership include:

  • Demonstrated need for better housing.
  • The ability to repay the Habitat mortgage or home repair repayment.
  • The willingness to partner with Habitat.
  • Future homeowners must complete 200 volunteer hours by attending homeownership and financial literacy classes, building Habitat homes, and participating in Habitat events and functions.
  • All future homeowners and home repair homeowners must also meet Habitat’s Income Guidelines (see below). Habitat’s homeowners earn between 30 and 60 percent of the median income for their county of residence, adjusted for household size.

Selection

Future Homeowner partners are selected by Habitat staff and our Family Selection Committee based on the above criteria. The Board of Directors reviews the committee’s recommendations for partnership and ultimately selects future homeowners to match Habitat’s annual home construction schedule. This is a confidential process and is implemented according to policies and procedures set by Habitat for Humanity International and Kalamazoo Valley Habitat for Humanity, and conforms to fair housing laws and regulations.

Time Frame

Future homeowners typically complete the program from application to purchase of a home, within 18–24 months. Home repairs are completed more rapidly. All timelines are subject to change based on a variety of factors, including but not limited to the COVID-19 pandemic.

Income Guidelines

Gross household annual income ranges (before deductions) for Homeownership and Home Repair Programs. Applicants’ household income must be 30% to 60% of the median income for county of residence for our homeownership program, and 0% to 80% of the median income for our home repair program.

To apply, call 269-344-2443 to request an application

2021-2022 Kalamazoo County
(Total Annual Income Before Deductions)

Household Size Income
1 $16,250 – $32,520
2 $18,600 – $37,200
3 $20,900 – $41,820
4 $23,200 – $46,440
5 $25,100 – $50,160
6 $26,950 – $53,880
7 $28,800 – $57,600
8 $30,650 – $61,320

2021-2022 Allegan County
(Total Annual Income Before Deductions)

Household Size Income
1 $15,550 – $31,080
2 $17,800 – $35,520
3 $20,000 – $39,960
4 $22,200 – $44,400
5 $24,000 – $48,000
6 $25,800 – $51,540
7 $27,550 – $55,080
8 $29,350 – $58,620

These figures are adjusted annually by the U.S. Department of Housing and Urban Development (HUD). Figures above are subject to change. Revised: 1/19/2022.

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All applicants will be considered without regard to race, color, national origin, ethnic or religious background, age, gender, marital status, sexual orientation, height, weight or disability.