Qualifications for partnership include:

  • Demonstrated need for better housing.
  • The ability to repay the Habitat mortgage or home repair loan.
  • The willingness to partner with Habitat.
  • Future homeowners must complete 300 – 500 hours of sweat equity (depending on the number of adults in the family) by attending homeownership and financial literacy classes, building Habitat homes, and participating in Habitat events and functions.
  • Home repair homeowners must complete 8 – 40 hours of volunteer sweat equity hours based on the value of the Habitat repair loan.
  • All future homeowners and home repair homeowners must also meet Habitat’s Income Guidelines. Habitat’s homeowners earn between 30 and 60 percent of the median income for their county of residence, adjusted for household size.


The Family Selection Committee reviews applications for partnership from future homeowners and home repair homeowners. The Board of Directors reviews the committee’s recommendations for partnership and ultimately selects future homeowners and home repair homeowners to match Habitat’s annual home construction schedule. This is a confidential process and is implemented according to policies and procedures set by Habitat for Humanity International and Kalamazoo Valley Habitat for Humanity, and conforms to fair housing laws and regulations.

Time Frame

Future homeowners typically complete the program from application to purchase of a home, within 18–24 months. Home repairs are completed more rapidly.


All applicants will be considered without regard to race, color, national origin, ethnic or religious background, age, gender, marital status, sexual orientation, height, weight or disability.