Overview

What We Build

Kalamazoo Valley Habitat for Humanity offers a hand up, not a hand out, to low-income families who seek affordable homeownership or home repair. We make no profit from the sale of our homes or home repairs. Since 1983, Habitat has helped more than 195 families build and buy homes. We started a Home Repair Program in 2013. Every year, Habitat builds and/or rehabilitates four to five homes in partnership with qualified families who want to build and buy their own homes. In addition, Habitat repairs homes in partnership with approximately 12 qualified homeowners who need to maintain and preserve their homes affordably. Habitat's construction professionals and volunteers use the latest technology, materials, and techniques to build simple, affordable homes and complete repairs that preserve homes in our community. Habitat sells and repairs homes without profit.

Where We Build

Kalamazoo Valley Habitat for Humanity serves Kalamazoo County and the southeast corner of Allegan County - the cities of Otsego and Plainwell, Otsego Township, and Gun Plain Township, Habitat builds and rehabilitates homes in locations where affordable lots, rehab-able homes, and funding is available. Currently, we are building primarily in the city of Kalamazoo.

Homeownership Financing Basics

Habitat for Humanity offers approved home buyer partners affordable financing on their home mortgages. A down payment is required at closing. Monthly mortgage payments, including property taxes and homeowners insurance, currently average around $500. Property tax rates and insurance premiums will vary for each home and homeowner. Mortgage principal payments are recycled to build more Habitat homes.

Home Repair Financing Basics

Habitat for Humanity offers approved home repair partners loans with affordable financing. Home repair families must sign a contract before repairs begin and a promissory note for loan repayment. The terms of the loan depend on the value of the repairs.




All applicants will be considered without regard to race, color, national origin, ethnic or religous background, age, gender, marital status, sexual orientation, height, weight or disability.